About Us / Who we are
Veteran of the crop insurance world.
With over 30 years of experience, RCIS has continued to stand out in the crop insurance industry by providing the best possible service and products available on the market. We offer a variety of hail, named peril, supplemental and stand-alone insurance products as well as multi-peril insurance policies offered through the United States Department of Agriculture’s Risk Management Agency.
Comprehensive products and services.
As the leading innovator of agricultural insurance in the United States, RCIS offers a comprehensive line of insurance products and services to meet the unique requirements of producers, adding crops as new varieties emerge and developing new types of coverage when needed.
A tradition of service, to insure the future.
We are committed to delivering industry-leading tools and resources to help both producers and agents. With more than 3,800 professionally trained and licensed agents, our team is growing stronger to help America’s farmers and ranchers insure their future.
What is Crop Insurance?
Crop insurance has become an essential business tool for America's agricultural producers. Working in an industry where one catastrophic year could wipe out five years of profit, most farmers wouldn't think of operating without some form of crop insurance. Crop insurance helps make America's farmers and ranchers world leaders in agriculture, allowing producers to stay competitive and be more innovative. It also helps them sleep better at night knowing that should the unexpected happen, they will have the financial security to stay in business and go on to plant the next season. Learn more about the importance of crop insurance through this link (Opens to new window):
Strength and Stability
Rural Community Insurance Company (RCIC) is positioned to provide peace of mind to policyholders and producers given our solid capitalization, historically strong operating presence and consistently strong ratings from the financial community.
Our parent company
Zurich has been a part of American business for more than 100 years, and a part of the U.S. crop insurance business — a $10 billion plus market — for more than 20 years; and understands the importance of farmers and the agriculture industry to the American economy. Zurich is a global leader in managing risk and, in North America, is a top five commercial property-casualty insurance provider serving the global corporate, large corporate, middle market, specialties and programs sectors through the individual member companies of Zurich in North America, including Zurich American Insurance Company.
Some products not available in all states or counties. This is a general description of selected coverage provisions. The insurance policy should be consulted for detailed coverage provisions, restrictions and exclusions. Rural Community Insurance Agency, Inc., is a managing general agency representing two risk-bearing insurance companies. Coverage is underwritten in all states by Rural Community Insurance Company, Anoka, MN except in Montana where hail coverage is underwritten by Tri-County Farmers Mutual Insurance Company, Malta, MT. Coverage type may vary by state. Rural Community Insurance Agency, Inc., D/B/A RCIS, RCIS is an equal opportunity provider.